26 pages
Sitemap
Everything on this site, grouped by topic.
Start here
The entry point to Safe Harbour and to working with Your Business Angels.
- HomeSafe Harbour explained: keep trading while you fix the business, under the Corporations Act 2001 (Cth).
- Get StartedTalk to us — tell us what is happening and we will help establish the financial truth.
- Where Do I StartHow we start: we listen, then establish the financial position of the business.
- Next StepsWhat happens after the test — stability, complexity, what is working, and a proposal based on your actual position.
About Safe Harbour
How the law works, what it requires of a director, and when protection starts and stops.
- About Safe HarbourOverview of how Safe Harbour works and how it applies to Australian businesses under financial pressure.
- What is Safe HarbourSafe Harbour in practical terms — Section 588GA, what the law expects, and how it becomes a system rather than a document.
- The Legal FrameworkInsolvent trading, director liability, and why Safe Harbour was introduced into the Corporations Act 2001 (Cth).
- What the Law RequiresTrigger point, course of action, better outcome, connection to debts, time window, and the evidential burden.
- The Trigger PointSafe Harbour begins when a director first suspects insolvency — usually a feeling, not a letter.
- Time Window & EvidenceProtection lasts only while the course of action is live — and only as far as it can be evidenced.
- Better Outcome TestWhat "reasonably likely to lead to a better outcome" actually means, and why it is not a test of success.
- Connection to DebtsSafe Harbour covers debts incurred as part of the plan — purposeful action, not activity.
How we work
The practical work: establish the truth, build the course of action, measure and correct.
Industries
The businesses we work with, where financial pressure comes from, and how it builds.
- Businesses We Commonly Work WithOwner-managed Australian SMEs across construction, manufacturing, transport, hospitality, retail and services.
- Where Financial Pressure Comes FromHow money moves through each type of business — and why the cause is rarely just that sales are down.
- Patterns of Financial PressureCash tightens, the ATO starts funding the business, creditors stretch, and finance fills the gap.
Why Your Business Angels
Who delivers the program, and why it is more accessible than traditional Safe Harbour.
- Why Your Business AngelsWorking with Australian businesses in financial difficulty since 1995 — 31 years, and a team of nearly 50.
- A Letter from the FounderGavin Waring, CEO and Founder, on why a business under pressure needs the truth before another opinion.
- A Product of Your Business AngelsBuilt from both sides of the problem — accounting truth and decades of business reconstruction.
- Why This Level of Support Is More AccessibleExperience, purpose-built systems, AI-supported analysis and a team delivery model.
Answers & boundaries
Direct answers to the questions directors actually ask, and the limits of our role.